Who Are Budgets for, Anyway?

Budgets are not for me, I can say that much.

They are a way to manage money. How can someone manage what they don't have? I might as well learn about investing my money too. How about retirement funds? What a waste of my time.

If all of my money is going to bills, with less than nothing left over, what am I budgeting exactly? Some people try to make me feel guilty about it. The reason why you're so poor is because you are wasting your money and are not spending it wisely. 

Ex...cuse me.

Easily Offended or Easily Offensive (Black People Can Dance)

How should we deal with those who say or do things that can be perceived as prejudiced? Do we let that person know? Do we let it go? What if it's an ongoing situation with someone whom you are forced to interact with almost every day?

Pictured: "Blue Congealed 

Wobbling Blob of Copyright",

Abi Paramaguru

I like to avoid issues that deal with racial prejudices. It's not that I'm in denial or anything like that. It's that I'd like to move on from the whole situation of being “oppressed.” I don't like being reminded that my ethnicity or race limits me because of what others think about it. I could waste my whole life wallowing in the injustice of it. I think if I can live the life that I'm striving for that that will send a stronger message than focusing on what's wrong, what could be better. I'm trying to live better, and I think that I should be living for God and me, not somebody who's trying to keep me down.

Then there are the situations where it's not that the person is actively trying to keep me down, but his or her ignorance is nevertheless doing that. This is very difficult to deal with, when a person's intentions are not lined up with the actions the person makes. In fact, these very people may be only trying to help, but their underlying beliefs and values are doing the opposite of what they meant.